ClearPath Financial Partners: Insurance & Risk Management
By-Hank Stolz
Photo-Submitted
WORCESTER, MA– Ryan Kittredge of ClearPath Financial Partners welcomed Andrew Zawada of Zawada Insurance Agency for an in-depth discussion about the role of risk management particularly property and casualty insurance in a smart financial plan.
Andrew explained the importance of working with an independent insurance agency, which can shop policies among multiple carriers and advocate for clients when needs change. He also emphasized that the insurance landscape has shifted significantly post-COVID, especially in the auto market where rates have climbed and insurers have become more selective in policy underwriting.
One surprising trend: frequent switching can now negatively impact pricing. Loyalty matters more than it used to.
“It’s always the best time to ask those questions before the claim,” Andrew said. “Because once that claim happens, it’s going to be a problem.”
The conversation focused heavily on coverage strategy:
• Opting for higher deductibles may help keep premiums lower
• The savings can support higher liability limits essential as assets grow
• State minimum coverage often isn’t enough to protect financial well-being
Even a relatively small accident that requires an ambulance and hospital visit can quickly exceed minimum policy limits, putting future earnings and assets at risk.
Both Ryan and Andrew urged listeners to review their policies proactively, ensuring that insurance decisions support long-term financial stability.
Bruce Mendelsohn Shares Vision for Worcester Veterans Services: Benefits, Memorials & Community Support
Worcester’s new Director of Veterans Services, Bruce Mendelsohn, joins Hank Stolz to discuss expanding veterans’ benefits, preserving military memorials, and strengthening support for more than 5,200 veterans throughout the city.
Dr. Jeffrey Adams Shares Lifesaving Tips for Preventing Heat Illness, Water Accidents & Summer Injuries
Emergency Medicine physician Dr. Jeffrey Adams joins Hank Stolz to explain the warning signs of heat exhaustion and heat stroke, plus practical advice on hydration, water safety, preventing summer injuries, and avoiding mosquito- and food-borne illnesses.
George Street Bike Challenge Returns to Worcester July 26
The George Street Bike Challenge returns to Worcester on July 26 for its 22nd year, inviting cyclists and spectators alike to celebrate Major Taylor while taking on one of the city’s steepest hills during New England’s largest bike festival.
Wildfire Smoke Reaches Worcester: Dr. Gerardo Carino Explains the Health Risks
Smoke from wildfires in Ontario and northern Minnesota has created hazy skies and unhealthy air across Massachusetts. Dr. Gerardo Carino explains who faces the greatest health risks, the symptoms to watch for, and the best ways to protect yourself until air quality improves.
Worcester City Manager Eric Batista on Tobacco Rules, Traffic & Youth Jobs
Worcester City Manager Eric Batista joins Hank Stolz to discuss new tobacco regulations, the Chandler Street roundabout project, youth employment opportunities, and the downtown events helping attract thousands of visitors to Worcester.
Mark Fidrych Podcast Explores Legacy Before WooSox Hall Honor
A new podcast explores Mark Fidrych’s unforgettable 1976 season, lasting legacy, and upcoming induction into the WooSox Hall of Fame.
Paragus IT Firehouse Cookoff Returns to Polar Park to Benefit Local Charities
Eight firefighter teams will compete at Polar Park during the fifth annual Paragus IT Firehouse Cookoff, serving gourmet creations while raising money for local charities and cancer research.
Worcester Celebrates 250 Years Since the First Public Reading of the Declaration of Independence URL Slug
Worcester will commemorate the 250th anniversary of the city’s first public reading of the Declaration of Independence with a community reenactment at City Hall, celebrating Worcester’s important role in America’s founding.
Seth Moulton Challenges Ed Markey, Calls for New Democratic Leadership in Massachusetts Senate Race URL Slug
Congressman Seth Moulton explains why he’s challenging Senator Ed Markey in the Democratic primary, outlining his vision for new leadership, transportation, immigration policy, and the future of the Democratic Party.
Worcester Mayor Joe Petty on Haitian TPS, Police Protest Settlement, Worcester Airport, and City Growth
Mayor Joe Petty discusses Haitian TPS, the George Floyd protest settlement, Worcester Airport, police recruitment, and the city’s future on Talk of the Commonwealth.
State Sen. Robyn Kennedy on Budget, Child Welfare Reform, Housing Costs, ICE, and the Final Weeks of the Massachusetts Legislative Session
State Senator Robyn Kennedy discusses the Massachusetts budget, child welfare reform, housing affordability, immigration policy, energy legislation, and the Legislature’s final weeks on Radio Worcester.
Worcester Regional Airport Director Andrew Davis Retires After 17 Years of Growth and Transformation
After 17 years leading Worcester Regional Airport, Andrew Davis reflects on transforming the airport from an uncertain future into a thriving regional transportation hub with more flights, major infrastructure improvements, and growing passenger confidence.
LIVE STREAM
Radio Worcester
CONNECT
RADIO WORCESTER STUDIOS
Summit Street (Behind Polar Park)
Worcester, MA 01610.